Shop Pay InstallmentsUpdated 3 months ago

BUY NOW, PAY LATER

When checking out with Shop Pay, you now have the option to pay now or later (on orders over $50.) Paying in installments on Shop Pay allows you to split your purchase amount into 4equal, biweekly installment payments—with 0% interest, no hidden or late fees, checking eligibility has no impact to credit. In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

HOW IT WORKS

1. Add items to your Small Pet Select cart.
2. Checkout with Shop Pay.
3. Choose to pay in 4 installments.
4. Your order ships immediately! 

Your first payment is due at checkout, then 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks.

Don't worry, you'll get an email reminder before each payment is due. 

Please note your statements will reflect charges from Affirm,

FAQ

What is Shop Pay Installments?
When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments. Shop Pay has 0% interest, no hidden or late fees, and no impact on your credit score. 

How do returns work with Shop Pay Installments?
If your refund amount is less than the amount remaining on your Shop Pay Installments balance (example: you need to return just 1 item from your order), then you can expect one or both of the following:

• A smaller payment balance on the final payment
• Fewer future payments on the remaining loan balance

If your refund amount is more than the amount remaining on your Shop Pay Installments balance (example: you need to return all items from your order), then you can expect to receive the difference as a refund from your original debit card or credit card payment method within 3-10 business days.

Which payment methods are accepted if I use this option?
The installments option on Shop Pay is available on debit and credit cards.

Are there late fees?
Nope, there are no late fees if you miss a scheduled payment.

Have more questions?

• For questions about installment payments on Shop Pay, visit shop.affirm.com/help.
• For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.

*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.